On June 6, 2019, the Payment Systems Regulator (PSR) released a consultation paper titled “Considering the incentives to deploy free-to-use ATMs in the LINK network — Review of the structure of LINK interchange fees: Call for views”. The main aim of the paper is to initiate a discussion with stakeholders and to seek their views on whether the current way that banks are charged when their customers withdraw money from free-to-use (FTU) ATMs is appropriate or could be improved.