On September 17, 2018, the Financial Conduct Authority (FCA) launched a four-week consultation seeking feedback on its suggested approach towards the final regulatory technical standards on strong customer authentication (RTS SCA) and the European Banking Authority’s (EBA) guidelines on fraud reporting under the revised Payment Services Directive (PSD2), with the aim of ensuring a more consistent implementation of the directive, and allowing for the use of well-functioning, secure application programme interfaces (APIs).